visitor@hershkshetry:~$
/ stewardos / skills

Skills

57 repeatable operating procedures across 8 personas. Skills are not prompts — they're structured workflows with preconditions, steps, validation, and domain context. Each execution builds institutional knowledge.

Skill Anatomy

# skills/budgeting/monthly-close/SKILL.md
---
name: Monthly Close
persona: household-comptroller
triggers: [first-business-day, manual]
preconditions:
  - All bank feeds synced
  - Pending transactions categorized
tools:
  - actual-budget-mcp: get_transactions, categorize
  - finance-graph-mcp: cash_flow_summary
  - household-tax-mcp: withholding_check
---

## Steps
1. Pull all transactions for prior month
2. Verify categorization (flag unknowns)
3. Reconcile against bank statements
4. Generate cash flow summary
5. Check tax withholding adequacy
6. Produce variance report vs. budget
7. File monthly brief to Chief of Staff

Skills by Persona

Chief of Staff

8 skills
  • │ Family brief generation
  • │ Cross-persona triage
  • │ Weekly scheduling
  • │ Inbox classification
  • │ Delegation routing

Estate Counsel

7 skills
  • │ Entity graph audit
  • │ Trust compliance check
  • │ Beneficiary review
  • │ Succession planning
  • │ Document filing

Household Comptroller

9 skills
  • │ Monthly close
  • │ Tax projection
  • │ Cash flow forecast
  • │ Budget variance analysis
  • │ Vendor payment review

Household Director

6 skills
  • │ Property inspection
  • │ Maintenance scheduling
  • │ Vendor coordination
  • │ Inventory audit

Portfolio Manager

8 skills
  • │ Rebalancing analysis
  • │ Risk factor decomposition
  • │ Performance attribution
  • │ Drawdown monitoring

Research Analyst

7 skills
  • │ Screener tuning
  • │ Thesis generation
  • │ Earnings analysis
  • │ Sector rotation scan
  • │ Signal backtesting

Wellness Advisor

6 skills
  • │ Health summary
  • │ Medication review
  • │ Lab result interpretation
  • │ Appointment scheduling

Insurance Advisor

6 skills
  • │ Coverage gap analysis
  • │ Policy renewal review
  • │ Premium optimization
  • │ Claims tracking

Expertise Compounding

Skills are the mechanism by which StewardOS gets better over time. Each skill execution is an opportunity to refine the workflow — adjust thresholds, add edge-case handling, improve output formatting. The skill file is the canonical representation of how a task should be performed.

This is the same principle behind PuranOS skills: captured expertise that compounds. A junior operator following a well-written skill produces senior-level output. An AI agent following the same skill produces consistent, auditable output.